You can lean on us.

99.8% of $500M+ in Credit Union loans rated satisfactory or better.

We have the expertise and experience to provide seamless custom business lending
solutions for your Credit Union. Learn More.

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You can lean on us.

99.8% of $500M+ in Credit Union loans rated satisfactory or better.

We have the expertise and experience to provide seamless custom business lending solutions for your Credit Union. Learn More.

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Shared Lender Program

Are you a credit union thinking about  starting a business lending program but are worried about the risks? We bring together credit unions to share the availability and costs of a lender to provide exceptional business lending solutions at a lower cost to the credit union.

MBL Consulting

IBS provides your credit union with the expertise to mitigate the risks associated with starting a business lending program. We provide full back-office support from training your staff and board, to detailed reporting and daily administrative tasks.  “A La Carte” options available.

90%

Of loans underwritten by IBS are in Commercial Real Estate.

$400M+

In growth of loan portfolios of our credit unions since 2014.

99.8%

Of loans recommended by IBS are still rated satisfactory or better.

422

Commercial Loans underwritten by IBS in 2020 totaling $332 Million.

90%

Of loans underwritten by IBS are in Commercial Real Estate.

$400M+

In growth of loan portfolios of our credit unions since 2014.

99.8%

Of loans recommended by IBS are still rated satisfactory or better.

422

Commercial Loans underwritten by IBS in 2020 totaling $332 Million.

About Innovative Business Solutions

Local, Experienced, Conservative & Thorough

With more than 95 years of combined commercial lending experience, Innovative Business Solutions has an extremely service-oriented staff of commercial lending experts. 

Formed in 2009 by a North Carolina credit union and eight South Carolina credit unions to provide their clients with a higher level of satisfaction than a national Member Business Loan Credit Union Service Organization, IBS still stands true to the intentions set when started. 

We primarily serve all areas of South Carolina, North Carolina, Virginia and Tennessee.

About Innovative Business Solutions

Local, Experienced, Conservative & Thorough

With more than 95 years of combined commercial lending experience, Innovative Business Solutions has an extremely service-oriented staff of commercial lending experts. 

Formed in 2009 by a North Carolina credit union and eight South Carolina credit unions to provide their clients with a higher level of satisfaction than a national Member Business Loan Credit Union Service Organization, IBS still stands true to the intentions set when started. 

We primarily serve all areas of South Carolina, North Carolina, Virginia and Tennessee.

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